Your Pact auto insurance extends to while you’re driving a rental car with the same coverages as if you were driving your car. If you have comprehensive and collision, you would be covered for damage to the vehicle, with the same limits and deductibles as your Pact coverage. The same applies to bodily injury and property damage should you hit another driver and cause damages and injuries.

Many drivers may still elect to buy insurance from the rental car company. This could be because you may not have certain coverages on your Pact policy or don’t want to use your own insurance.