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Why did my rate increase?

Pact strives to offer drivers the most instant and affordable insurance in the market. To do so, we take into account a wide range of factors that enable us to provide the most tailored coverage on the road. A change in one of these factors, should it be due to you (change in address, vehicles covered, driving record), new events (an uptick in drivers getting into accidents, weather causing a lot of accidents), or us (industry trends, actuarial analyses), could lead to an increase (or decrease) in rates.

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