Pact determines your rate from the information you put into your quote. This includes:
- Where you live
- What cars you drive (make, model, year of vehicle)
- Who is driving (your driving record, gender, age, and other factors)
- How much you're covered for
Here's what Pact does not use to calculate your rate:
- Color of your vehicle
- Ethnicity
We also do not require you to use any dongles or other telematics devices to determine your rate.
