Pact is built to make it as convenient as possible to pick the coverages you need. Pact recommends a set of coverages customized to you when you get a quote.

If you already have an auto insurance policy or have had one in the recent past, Pact will build a plan for you that considers those coverages as much as possible so you can make an easy comparison.

If we cannot get information on your insurance history, we'll build a plan just for you, based off of your profile information and the condition of your vehicles. You can learn about your plan after getting a quote in the mobile app.